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Speciality Products & Services

Explore exceptional protection with AC&D Insurance's specialty Products and Services. Alongside our core insurance offerings, our specialized policies provide coverage for unique circumstances or as enhancements to your existing Auto, Home, or Commercial policies.

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Unmatched Coverage Options at Poco Insurance

Available Speciality Products & Services

Elevate your insurance coverage with our specially curated products including:

Umbrella Liability

Broaden your safety net with our Umbrella Liability insurance, which offers additional coverage and higher limits beyond your current liability policies.

Earthquake Deductible Buy Back

Protect your financial stability from natural disasters. Our Earthquake Deductible Buy Back policy covers earthquake deductibles imposed by your primary home, condo, or commercial insurer.

Glass Breakage

A cost-effective policy designed to cover broken structural glass without resorting to your primary home, condo, or commercial policy.

Excess Strata Deductible Assessment Coverage

A "Top Up" policy designed to cover high strata fire or water deductibles that your primary condo/townhome policy may not cover.

Deductible Reimbursement Policy

Lessen the financial impact of claims with our Deductible Reimbursement Policy, aimed at reimbursing you for various insurance deductibles in the event of a claim.

Special Event Liability

Conduct events with assurance. Our Special Event Liability insurance offers comprehensive coverage for your events, ensuring protection for every celebration.

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Why Choose AC&D Insurance for your Insurance Needs?

At AC&D Insurance Brokers, we understand the unique insurance needs of Coquitlam residents. Committed to providing personalized service and comprehensive coverage options, we strive to ensure that your home insurance delivers exceptional protection and peace of mind under any circumstances.

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Click on the "Request a Quote" button and one of our specialty insurance agents will contact you to start your quote or answer any questions you might have.
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Frequently Asked Questions about Speciality Products & Services

Have questions about our specialty products and services? Find answers here or get in touch with our expert brokers for more detailed information.

What does Special Event Liability insurance include?

It covers liabilities associated with hosting or organizing events, ensuring you're safeguarded against potential claims.

Why do I need a separate policy for Glass Breakage?

While many home policies cover glass, they often require a $1,000 deductible and count as a claim against your home policy. Since glass claims are typically minor, it may not be worthwhile to claim through your home insurer. By opting for a separate glass policy, your claim is managed by glass professionals, often with $0 Deductible.

How can the Deductible Reimbursement Policy benefit me?

It reimburses the deductibles you've paid towards various insurance claims, including home, auto, boat, and more.

Why might I need Excess Strata Deductible Assessment Coverage?

Most Condo Unit owner policies cover up to $100,000 against strata deductible assessments. If your condo’s strata deductibles exceed what your underlying condo policy covers, our "top up" Excess Strata Deductible Assessment policy can bridge the gap.

How does Earthquake Deductible Buy Back work?

In the event of a significant earthquake, necessitating the payment of an earthquake deductible to your primary Home, Condo, or Commercial insurance company, the Earthquake Deductible Buy Back will cover this deductible on your behalf up to its policy limit.

How does Umbrella Liability work?

If your auto, home, or commercial liability coverage is inadequate or exhausted, an umbrella policy provides additional coverage up to its own policy limit. Typical Auto or Home policies may offer up to $2 to $5 Million, whereas an Umbrella policy can extend coverage by an additional $10 Million.

Looking to File a Claim?

We understand that dealing with an insurance claim can be a stressful experience. At AC&D Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.

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Residential Quote Request

Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.

Product Selection

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(Please select all that apply)
If there is more than one owner or tenant, please include their name and date of birth in the comments section below.

Personal Information

Additional Applicant Information

If there is more than two owners or applicants, please include their name and date of birth in the comments section below.

Property Information

Do you currently carry insurance on this property?
If you don’t carry insurance, for what reason?
If able, please upload your most recent insurance policy for this property. For condo/townhome owners, please also include a copy of your strata’s building insurance.
Any Property Claims or losses, of any Kind, in the last 10 years?
If able, please upload your most recent insurance policy for this property. For condo/townhome owners, please also include a copy of your strata’s building insurance.

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