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Boat Insurance

Nothing beats a day out on the water. With a comprehensive Boat or Watercraft insurance policy from AC&D Insurance, your peace of mind is assured should the unexpected happen. Whether you own a Jet Ski, a fishing boat, or even a Commercial Yacht, if it floats, AC&D Insurance has a policy designed for you.

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Unmatched Coverage Options at Poco Insurance

Boat Insurance Features

Boat policies at AC&D Insurance can be tailored with a variety of coverages and features, including:

Hull and Machinery

Protects your boat's hull and built-in machinery.

Outboard & Auxiliary Engines:

Coverage extends to both primary and auxiliary outboard engines attached to your vessel.

Protection & Indemnity Liability

Offers legal protection against property damage or bodily injury related to the operation and ownership of your boat.

Personal Effects and/or Fishing Gear

Insures personal items such as life jackets, fishing gear, and other property relevant to boating.

Boat Trailers

Provides optional "own damage" coverage if your boat trailer is damaged.

Boat Houses & Lifts

Safeguards boat houses and lifts against a range of perils.

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Why Choose AC&D Insurance for your Insurance Needs?

At AC&D Insurance Brokers, we understand the unique insurance needs of Coquitlam residents. Committed to providing personalized service and comprehensive coverage options, we strive to ensure that your home insurance delivers exceptional protection and peace of mind under any circumstances.

Get a Custom Quote
Click on the "Request a Quote" button and one of our specialized boat insurance brokers will contact you to start your quote or answer any questions you might have.
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Frequently Asked Questions About Boat Insurance

Have questions about boat insurance? We've compiled a list of FAQs to help you understand how our policies work and how they can benefit you.

Can I insure other operators?

Yes, we can add other frequent operators to the policy. Please ensure all operators have their pleasure craft operators card or equivalent.

Will insurance cover me if my boat sinks?

In most cases, the insurance will pay to recover your boat in order to meet government and environmental requirements and to prevent further liability. If your boat is “written off,” your policy will pay based on the limits and conditions shown on the policy.

How much does boat insurance cost?

The cost of boat insurance varies based on the type of boat, the experience of the operator, the navigating area, and the amount of coverage purchased. Small boats may start as low as $150. For an exact quote, please contact us.

Is boat insurance required?

Legally, boat insurance is not required, but it is highly recommended. Even if your boat isn't worth much, having legal liability can protect you against liability from property damage or injury while operating your boat. Most marinas also require all owners to carry insurance.

What types of boats do you insure?

We provide insurance for a variety of marine crafts including pleasurecraft (jet skis), sailboats, fishing trawlers, liveaboards, yachts, and more!

Boat & Watercraft Insurance Quote Request

Please complete this form to start your boat quote. Once received our office contact you within 1 business day (except weekend or holidays) to discuss your quote and obtain more information.

Boat & Watercraft Details

Years of Boating Experience (similar sized boats)
*Put name, date of birth, and experience of additional boat owner or operators in the comments section.
Address where Boat is Located?
Boat Year, Make, Model?
Boat Purchase Price?
Current Market Value of your Boat?
Do you current carry insurance on this Boat?
Any boating claims In the last 5 years?

Contact Information

Which Contact method do you prefer?
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Looking to File a Claim?

We understand that dealing with an insurance claim can be a stressful experience. At AC&D Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.

Get Started with your claim