Motorcycle Insurance
Whether you're cruising through Coquitlam, BC, or venturing across the western coast, start every journey with confidence, knowing AC&D Insurance has your back. We understand the significance of your motorcycle; thus, we've partnered with top insurers to offer exceptional private motorcycle coverage that outshines what ICBC can provide.
Unmatched Coverage Options at Poco Insurance
Private Motorcycle Insurance Features
While riders are still required to obtain Basic Autoplan and Extended Third Party Liability through ICBC, our network of Private Motorcycle Insurers can deliver outstanding “Own Damage” coverage for your bike, complete with enhanced features such as:
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Should your bike be written off, the amount specified on your policy is exactly what you'll receive—no adjuster appraisal, no haggling, just peace of mind!
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Our policies are issued annually, ensuring your bike is always protected, whether on the road or in storage.
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Safeguard the gear that keeps you safe. Your policy covers helmets and other riding apparel in the event of a claim.
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Covers unexpected travel, lodging, or transportation expenses if you encounter a covered loss while away from home.
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Provides reimbursement if your keys are stolen and need replacing, or if your bike needs rekeying.
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Covers costs associated with towing or emergency services if your motorcycle is disabled or breaks down.
Why Choose AC&D Insurance for your Insurance Needs?
At AC&D Insurance Brokers, we understand the unique insurance needs of Coquitlam residents. Committed to providing personalized service and comprehensive coverage options, we strive to ensure that your home insurance delivers exceptional protection and peace of mind under any circumstances.
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Frequently Asked Questions about Motorcycle Insurance?
Have questions about motorcycle insurance? We have the answers. While the below FAQs provide a general overview, we encourage you to contact our expert brokers for advice that's specific to your situation.
Can I just insure my motorcycle through ICBC?
You can certainly choose to insure entirely through ICBC. However, for some clients, better coverage and pricing can be achieved through a private insurer. Our team will help determine the best option for you.
Does my Home Insurance cover my Motorcycle during the Off Season?
No, Home Insurance policies do not cover motorcycles, or any other licensed motor vehicle. Having a private motorcycle policy ensures your bike is safeguarded against loss or damage throughout the year.
Can I cancel your private insurance during the off-season if I only use my Motorcycle in the summer?
Private motorcycle policies are designed with the understanding that most bikes are primarily used during the summer months. Therefore, there is minimal to no refund if policies are canceled mid-term. Exceptions can be made, for example, if a bike is sold. It's beneficial to keep your bike protected year-round as Home Insurance does not cover motorcycles in storage.
Do I still need ICBC if I purchase a private Motorcycle Policy?
Yes, before you hit the road, you must obtain Basic ICBC Autoplan along with any Extended Third Party Liability you wish to carry. If your bike is off the road, then ICBC is not required as your bike remains protected through the Private Motorcycle Insurer.
How much does Private Motorcycle Insurance cost?
Many factors can affect your premium, such as your riding history, the type of bike you own, and the coverage options you select. Rates for most motorcycle insurers start around $225 per year. For an exact quote, please contact us.
Looking to File a Claim?
We understand that dealing with an insurance claim can be a stressful experience. At AC&D Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.
Auto Insurance Request
Please complete the form below to start your Auto insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.