Rented Properties

Whether you own a single rental home or multiple investment condo properties, AC&D Insurance provides tailored insurance solutions in Coquitlam to protect your assets, ensuring peace of mind for both landlords and investors

Request quote

Home INsurance Features

Rented Property Insurance Features

While rented properties in Maple Ridge may seem similar to others, they require special handling and unique coverages to ensure they are adequately protected. Most rented properties include:

Property Insurance

For Rented Homes or other Dwellings, this will include Protection for the Building, Detached structures, and Landlord Contents within the Property (ex. Appliances or Furnishings). For Condo owners, it includes the Landlord’s Contents, Unit Betterments, and protection against strata related Assessments.

Loss of Rental Income

Compensates the owner for loss of rent if the rental property is uninhabitable following an insured loss.

Additional Coverages

For complete peace of mind, Your policy can be fully customized with additional protection against Sewer Backup, Flood, Earthquake, and more

This is some text inside of a div block.

Why Choose AC&D Insurance for your Insurance Needs?

At AC&D Insurance Brokers, we understand the unique insurance needs of Coquitlam residents. Committed to providing personalized service and comprehensive coverage options, we strive to ensure that your home insurance delivers exceptional protection and peace of mind under any circumstances.

Get a Custom Quote
Click on the "Request a Quote" button and one of our specialized brokers will contact you to start your quote
Request a Quote

Frequently Asked Questions about Rented Property Insurance

Have questions about Rented Properties Insurance? Check out our FAQs for more information and don't hesitate to contact us for personalized advice

Can I insure my Property for Short Term Rental use, like Airbnb and Vrbo?

While not all insurance companies allow for Short Term Rentals, our team works with several reputable insurers who offer specialized policies just for short term rental properties.

My Tenants have moved out, does this affect my rented property insurance?

Yes, as soon as your tenants move out, the rental unit is considered “Vacant”. You must promptly notify your broker as some coverages are now excluded. Our team will advise on the best course of action to ensure your property is protected until it can be re-occupied again.

Can I get insurance for multiple rental properties?

Yes, depending on the ownership and rental situation for each property, we can insure each property separately or consolidate them under one policy. For some clients, a Business Insurance policy is better suited depending on the size and complexity of the rental portfolio.

What does Rented Property Insurance cover?

Rented Property Insurance is similar to other owner-occupied property policies. The main difference is Rented Property policies often include coverage for Loss of Rent, Premises Liability, and Landlord Property. Additional perils such as Tenant Theft or Vandalism may also be available through some insurers.

How does Rented Property Insurance Cost?

Many factors influence the cost, including the property's location, size, number of rental suites, amount of coverage selected. For a specific quote, please click the “Request a Quote” button or contact us directly.

Looking to File a Claim?

We understand that dealing with an insurance claim can be a stressful experience. At AC&D Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.

Get Started with your claim

Residential Quote Request

Please complete the form below to start your home insurance quote or renewal process. Our team will contact you within 1 business day (excluding weekends and holidays) to discuss your quote and gather any additional information needed.

Product Selection

**Which product(s) would you like a quote for?**
(Please select all that apply)
If there is more than one owner or tenant, please include their name and date of birth in the comments section below.

Personal Information

Additional Applicant Information

If there is more than two owners or applicants, please include their name and date of birth in the comments section below.

Property Information

Do you currently carry insurance on this property?
If you don’t carry insurance, for what reason?
If able, please upload your most recent insurance policy for this property. For condo/townhome owners, please also include a copy of your strata’s building insurance.
Any Property Claims or losses, of any Kind, in the last 10 years?
If able, please upload your most recent insurance policy for this property. For condo/townhome owners, please also include a copy of your strata’s building insurance.

Contact Information

Which Contact method do you prefer?

Additional Information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.