Empowering Your Business with Custom Insurance Solutions

Business Insurance

At AC&D Insurance, we recognize the importance of safeguarding your enterprise, as it represents not only your livelihood but also your future. A sudden property loss or a liability lawsuit can critically disrupt your business operations. With a tailor-made commercial insurance policy from AC&D, you can protect your business against such unforeseen losses. Whether your business is located right here in Coquitlam, BC, or you operate throughout British Columbia, our team of seasoned commercial insurance brokers is ready to assist you.

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Unmatched Coverage Options at Poco Insurance

Business Insurance Features

Every business is distinct, with specific needs that require specialized coverages. We offer a range of custom insurance products and features tailored to different types of businesses, whether you're a Contractor, Retailer, or Manufacturer, including:

Property Coverage

Safeguards your business assets such as buildings, tools, machinery, equipment, unit upgrades, and inventory against loss or damage.

Business Interruption

Compensates for your business's loss of sales and income resulting from an insured property loss.

Commercial General Liability

Offers legal protection for your business against accidental property damage or bodily injury caused by your operations.

Professional Liability (Errors & Omissions)

Provides legal defense and coverage for your business against claims of inadequate professional service or advice.

Other Liability Protection

Directors and Officers liability- protects business owners, managers, and board members against corporate harming decisions. Medical Malpractice- extended professional liability coverage for medical practitioners. Pollution Liability- Protection against suites due to environmental damage and injury.

Additional Coverages

Enhance your policy with extra options such as Crime Protection, Equipment Breakdown, Cyber Protection, and more!

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Why Choose AC&D Insurance for your Insurance Needs?

At AC&D Insurance Brokers, we understand the unique insurance needs of Coquitlam residents. Committed to providing personalized service and comprehensive coverage options, we strive to ensure that your home insurance delivers exceptional protection and peace of mind under any circumstances.

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Click on the "Request a Quote" button and one of our specialised agents will contact you to start your quote.
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Frequently Asked Questions About Business Insurance

Have questions about our business insurance services? Here are some common inquiries we receive.

How Much Does Business Insurance Cost?

Costs vary widely based on the scale of operations and services provided. Home-based business policies might start as low as $200 per year, while larger or higher-risk operations could exceed $10,000 annually. Contact us directly for an accurate quote.

Are Subcontractors Covered by my Liability Insurance?

Generally, no. Subcontractors are independent entities and should secure their own business insurance. However, exceptions may exist depending on the policy and the relationship between the parties.

Do you offer business insurance packages?

Yes, many of our insurance packages include property, liability, business interruption, crime, and other features in one convenient policy.

How can I determine the right coverage for my business?

While most businesses will need some level of Commercial General Liability and Property Coverage, our team will help you assess your specific needs and select the appropriate coverage options.

What types of businesses do you insure?

We provide insurance solutions for a broad spectrum of businesses, from small home-based firms to contractors and large commercial enterprises.

Looking to File a Claim?

We understand that dealing with an insurance claim can be a stressful experience. At AC&D Insurance, we are here to guide you through the process and make it as smooth as possible. Our dedicated claims team is available to assist you every step of the way.

Get Started with your claim

Business Insurance Quote Request

Please complete this form to start your business quote. Once received our office contact you within 1 business day (except weekend or holidays) to discuss your quote and obtain more information.

Business Details

Is your Business Incorporated?
Business Name or “Operating as” Name?
Business Location Address
Years this business has been active?
Years of Experience in owning/operating this type of business?
Please Describe All Services, Operations, or types of Products your Business provides?
Do you current carry insurance on this property?
Any business claims or losses in the last 5 years?
Select all coverages you want included in your quote. For a specific coverage limit, put it in the “comments” below:

Contact Information

Which Contact method do you prefer?
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